Home insurance covers theft or damage such as a fire, but does it include anything else?
Like a flood of hurrricane?

I have a small business in New Orleans. I got a letter from Allstate tthat when I renew my business policy in October, they will not longer be covering any damages from windstorms or hail. That is real depresing. Has anyone else gotten any notice of this? If we have another hurricane, this policy change will essentially put the city out of business. Small businesses wil not be able to recover from that type of loss as many of us already have SBA loans from Katrina. I plan on contacting the insurance commissioner. Please feel free to email me if you have gotten notice that your insurance company will do this. If we all contact the insurance commissioner together, maybe we will be heard.

Of course when the amount of insurance in increased, the insurance premium also increases. I have only $125,000 left on the mortgage and insurance company has increased the insurance to cover a value of $305,000. Real estate value of the home is $450,000. My credit rating is excellent and I have not had any insurance claims

Can you resume your auto insurance policy one it was canceled? ok it was canceled 5 months ago I wasn’t using the car so I didn’t need insurance at a moment. Now I am planning on using the car again. Can I just call them and ask them to send me a monthly fee and get insurance resumed or do I need to go to insurance place and talk to Insurance sales agent and pay $200 finders fee again? I don’t want to pay those fees again. Is there a way to resume my insurance without those extra fees. I am a California resident.

Is it true that the more expensive your car is, the insurance will automatically go up, too? Isn’t the older car need more insurance cover since they are more easy to get into accident?
I don’t know much about auto insurance, so you can share some of your knowledge would be greatly appreciated. Thanks! =D

if you are in the process of buying a home they require that so can you find your own insurance or you have to take the one they offer for the first year? it seem too much for the premium for the year they want to charge me. any advice

How long will it take for your auto insurance cost to go down?

If you have health insurance with your employer then quit, how can you get new health insurance with your new employer because aren’t they going to see all your pre-existing history from your old insurance company?

Our auto insurance rate is higher after a minor accident,
How can we negotiate with insurer(progressive) to give us lower rate?
Is there any trick?

I’m planning on getting health insurance for myself. Can you use your insurance card as soon you get it? I want to use it for a health check up, dental, etc…