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How Do You Discuss A Life Insurance Policy With Your Grandparent?

December 10th, 2009 - By

My grandmother is almost sixty years and she does not have a life insurance policy. We were talking and I asked her what she had in place in case of a situation. She said nothing. Her plan is for us to sell her house and split the money.

What Option Is Available In Dealing With The Auto Insurance If No Settlement After Two Years?

November 29th, 2009 - By

We could not settle on the amount when the two year expired. Now the Auto Insurance company is not willing to deal.

What Is The Best Health Insurance Policy To Go With?

November 26th, 2009 - By

What is the best health insurance policy to go with?
I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is better term or whole life insurance policies?

What Companies Can I Get Appointed With In Louisiana To Write Home Insurance For My Insurance Agency?

November 26th, 2009 - By

I have an Indepenent insurance agency in Houston, TX and I am opening a branch office in Louisiana to offer home and auto insurance for LA residents. However, I am having a hard time finding companies that are appointing agents or writing home insurance other than Louisiana Citizens. Does anyone have any suggestions on some companies that I am able to get appointed with ???? Please help!

If I Have A Combined Auto Insurance Policy With My My Spouse, Does The Claim History Follow Both Of Us?

November 23rd, 2009 - By

I have an auto insurance policy with my spouse. He was in an accident and filed a claim. He is not planning to buy another car and is going to use public transport. If I drop him from my policy, will my rates still go up because of his claim even though I was not involved in the accident? If I go with a different insurance company only for myself, will they also quote higher rates because of the claim?

How Can A Government Run Health Insurance Entity “compete” With Private Companies? Will It Pay Taxes?

November 20th, 2009 - By

It boggles my mind that the proponents of a government run health insurance entity would actual state that this entity would bring competition to the insurance arena. How would these private businesses compete with someone who does not have to pay taxes. How do companies compete with an entity that can literally raise taxes to pay for operational costs or an entity that is funded non voluntarily by the citizens of the United States? Can the private insurance companies pass legislation that changes the rules of the game in the insurance business? No but the government could certainly dictate the rules of their own business by passing legislation in its favor. Can someone please give me a logical reason as to how this government run health insurance option would do anything other than run private insurance into the ground to ultimately pave the way for the government to be the only health care option?

Are Health Insurance Premiums That I Pay And Are Deducted From My Paycheck Paid With After-tax Dollars?

November 16th, 2009 - By

My health insurance is through my employer but I have to pay part of the premium and it is deducted from my paycheck each pay period. I am filing my taxes and am being asked if the premiums are paid for with after-tax dollars. Any answers?

Can New Auto Insurance Company Find An Incident Not Reported With Dmv But Claimed With Current Insurance Comp?

November 13th, 2009 - By

I want to change my auto insurance comp, i have claimed an accident with it for which i did not get a ticket. So will it matter if I don’t report it to the new company while asking for quotations? Do insurance companies talk to each other or share data?

Why Are Auto Insurance Companies Allowed To Get Away With Such Criminal Practices?

November 7th, 2009 - By

After moving into inner Atlanta because I’ve grown tired of a completely car dependent lifestyle, my auto insurance went from 70 dollars a month to nearly 160 based solely on my location.
Not only is this unfair and stupid, it seems to me to defy logic. I would think the suburban commuter who is spending lots of time in his car every day is more prone to claims than me, who barely has a reason to use my car anymore.
Ridiculous.

What Is The Best Health Insurance And Life Insurance Policies To Go With?

October 30th, 2009 - By

What is the best health insurance and life insurance policies to go with?
I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is better term or whole life insurance policies?