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Who Pays For The Home Insurance When You Are Owner Financing It? Also In The State Of Texas What Insurance C?

February 5th, 2010 - By

Who pays for the home insurance when you are owner financing it? The seller or the buyer? Also in the state of Texas what insurance companies provide mobile home insurance?

When Starting A Small Business, How Much Should I Expect To Pay For Business Insurance?

January 24th, 2010 - By

I’m starting a dog care business. To get a quote they require a lot of information which as a start up we don’t have. Does anyone know about how much I will have to pay for insurance? I’m just trying to get a ballpark number for our expenses.
Thanks!

What Happens To My Group Life Insurance When I Retire?

January 17th, 2010 - By

As a Canadian high school teacher, what should happen to my group life insurance when I retire? Am I still covered? Is it worth forking out another $400 a year while I am still young for full-time life insurance, or is my group insurance good enough?

Is There A Significant Difference In Auto Insurance Rates When Males Turn 25 Years Old?

January 16th, 2010 - By

I had a friend who worked in auto insurance for a few months, he said that it is all a myth, which is hard to believe. I live in California, and I wanted to get a nicer car when I’m older but insuance is going to be a killer.

Do Auto Insurance Premiums Reduce When The Car Value Depreciates?

January 15th, 2010 - By

We bought our car 5 years ago in Virginia when it was new and just finished paying off the loan. We paid $23,000. Our Auto insurance premium was based on that value. After 5 years, it is now valued at $10,000 but my insurance agent (Travelers) says the premium does not change just because of depreciation. Is this true?

When Changing Auto Insurance Companies, Am I Bound By Law To Show The New Policy To The Old Insurance Company?

January 12th, 2010 - By

Say, today is 1st Feb’09. I had an auto policy (from Farmers) that expired on 1st Jan’09. Today, I buy a new policy from a different insurance company(AAA).
When I discontinue service with Farmers, am I bound to show the new insurance policy to them? Also, will I get charged for the period from 1st Jan’09 to 31st Jan’09 by Farmers?

When To Buy Home Insurance On New Home ?

January 2nd, 2010 - By

I am planning to buy a home . Close of Escrow is in 1st week of March but to process Escrow and Lending papers they need home owners insurance information . When do I buy the homeowners insurance ? Can I purchase it beforehand even though property is not under my name till close of escrow ? What if I buy it and deal does not go thru ? How does this process work.. Any feedback is greatly appreciated
Thanks

Why Does The Premium Drop When You Add Home Insurance To An Auto Insurance?

December 23rd, 2009 - By

When one has auto insurance alone, insurance companies state that if one is to also get home insurance from the same company, the sum of the two insurances will be less than the original auto insurance alone… Why should insurance companies take less premium for providing more service?

Why Was My Health Insurance Terminated When I Am 20 And Fulltime College Student?

December 10th, 2009 - By

I am a dependant on my mother’s health insurance from her employer. Recently I was sent a mail requesting a proof of enrollment to show that I am indeed a full-time student. I put in a proof of enrollment that I am taking the 12 units in college, plus I also sent a copy of my schedule for this semester.
Today I get a letter saying that my insurance has been terminated and I am no longer eligible because of my age.
I thought full time students who are 21 and under can still be placed as a dependant? Is there a chance they just didnt receive my mail? If thats so, then why didnt they state that they didnt receive the required proof of enrollment instead of terminating me for my age?
I want to call them but they are closed for the weekend, so any advice from you guys so I know what I am saying when im on the phone with them would be helpful.

Why Does The Premium Drop When You Add Home Insurance To An Car Insurance?

November 29th, 2009 - By

When one has car insurance alone, insurance companies state that if one is to also get home insurance from the same company, the sum of the two insurances will be less than the original car insurance alone… Why should insurance companies take less premium for providing more service?

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