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What Happens To The Dividend Option Term Rider On A Whole Life Insurance Policy?

Tue, 13 Jul 2010 13:02:02 +0000

If the cost of insurance on the dividend option term rider is higher then the monthly premium being paid. What happens to the term insurance portion of the whole life policy at that time? I have this rider now on my whole life policy to maximize my death benefit at the lowest cost but I’m thinking that either I will have to pay more premium if the cost goes up or I have to drop the rider.

Insurance On Your House, What Does Home Insurance Cover?

Sun, 28 Feb 2010 12:59:45 +0000

Home insurance covers theft or damage such as a fire, but does it include anything else?
Like a flood of hurrricane?

What Would A Typical Home Insurance Payment Be On A Home Valued At $60,000?

Wed, 10 Feb 2010 12:59:55 +0000

My wife and I are looking to buy a home, but we want to find out what a typical home insurance payment looks like.

What Kind Of Auto Insurance Should You Get On A Car That Is Paid Off?

Tue, 09 Feb 2010 12:58:02 +0000

I am renewing my auto insurance. I have a car with all kinds of great features like leather seats, upgraded stereo, sunroof, etc. Is there some way to insure it so if it gets totaled, I can buy a car of equal quality? Should I even get full coverage?
Thanks.

Who Pays For The Home Insurance When You Are Owner Financing It? Also In The State Of Texas What Insurance C?

Fri, 05 Feb 2010 12:59:09 +0000

Who pays for the home insurance when you are owner financing it? The seller or the buyer? Also in the state of Texas what insurance companies provide mobile home insurance?

Resolved Question Show Me Another » In What Ways Does Buying A Car Affect Auto Insurance Premiums?

Sat, 23 Jan 2010 13:09:58 +0000

I’m looking at buying or leasing a new car and am wondering how that’ll affect my auto insurance premium. Also, which features in a new car affect the premium. I’ve heard about red paint and sports cars causing higher premiums, but are there any other factors?

What Is The Average Cost Of Auto Insurance In Orange County?

Fri, 22 Jan 2010 12:59:41 +0000

Well, I’m new to California and I’m new to the whole “adulthood” thing. So. I am an 18 year old student. I want to buy a sports car (’01 Eclipse RS). What is the auto insurance roughly going to cost?

What Are The Tax Consequences Of A Life Insurance Policy That I Received From A Family Memeber??

Tue, 19 Jan 2010 13:03:49 +0000

I received a Form 702 from a small life insurance settlement & am not sure if I will owe any taxes on this. My first & only clue so far is that when running through TurboTax there doesn’t appear to be any section to reference or include this inheritence. Please help & let me know how you found it out or where I can find more info. Thank you!!

How Much Do You Pay For Auto Insurance? What Company Do You Like Best?

Mon, 18 Jan 2010 12:56:56 +0000

I currently have State Farm for my auto and homeowners insurance but I’m trying to get a lower payment. I have heard that SF is one of the more expensive companies… is this true?
Thanks!

I Need To Get Business Insurance For My Cleaning Company, How Much Should I Get And What Will It Cost Monthly?

Sun, 17 Jan 2010 19:32:12 +0000

I am self employed and just started a small cleaning service for business and residential. I am the only employee and I want to be insured. How much insurance should I get to start off with and how much should I expect to pay monthly for it?