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Water Left Running Upstairs By Five Year Old, Leaking Downstairs Will Home Insurance Pay?

January 6th, 2010 - By

We have home owners insurance, will it pay for the leak repacing the ceiling… the entire ceiling is wet and leaking through light socket. Yes, we turned off the power.
Ahh…. five year olds! He is a good boy, just dumb mistake.

Shouldn’t Our Home Insurance Cover Water Damage Resulting From Pipes That Burst Or Crack?

December 18th, 2009 - By

Our insurance company claims we have damage to the roof or garage. What we had was an interior gutter pipe that cracked in the wall on the 1st floor of a 3 story home. They seem to be redlining us.

Will Home Insurance Cover Tree Roots Causing Water To Enter My Basement?

November 15th, 2009 - By

I live in montana, and tree roots have grown under my foundation and drawn up ground water, created a path for the water to follow, and separated my foundation from my footing allowing water to enter my basement. Will any home owner’s insurance cover this type of damage or repair? It is a city tree, would they be liable? Thank you.