I have a small design company (sub-s; only two employees, me and my partner) and I keep hearing from friends/colleagues that getting business insurance is a must, since we might be liable for a lot of weird issues (websites being hacked, bad printing, bad contracts, etc.)
So is it really a good idea to get and if so, where do I go to begin? costs? issues? etc?

I’m starting a dog care business. To get a quote they require a lot of information which as a start up we don’t have. Does anyone know about how much I will have to pay for insurance? I’m just trying to get a ballpark number for our expenses.
Thanks!

my friend is doing a project for her college class and needs to know a rough estimate on the yearly cost of small business insurance. Her “business,” is a used furniture partnership with a few part time employees. It does not need to be exact but time is a factor so any quick answers would be very appreciated. Thanks in advance!

My husband and I recently started a mobile buisiness. We have no “location.” The business is run and the service is provided on location at the customer’s request. We have set our business up as a sole proprietorship. Do you suggest insurance? If so, what kind?

I am not interested in big companies like Geico. If you have a policy with a smaller auto insurance company and you have a good experience with them I would appreciate the information. Thanks in advance.
P.S. Also, I do not need websites that provide you with a number of quotes because after you submit your info to them you cannot get rid of agents calling you for the next couple of weeks.