Our auto insurance rate is higher after a minor accident,
How can we negotiate with insurer(progressive) to give us lower rate?
Is there any trick?

4.5 baths
5 beds
3000 sq feet
finished basement
3 decks
1 fenced in gorund pool
Please, just and average for 1 month home insurace.
No super valuables or anything. (It’s for a project) I just can’t find anything that won’t just give me a chart or some thing. In class we had to make up an imaginary house and get all this different stuff for it. I’ve found everything,but home insurance rate without having to put in my personal info.