Insurance For Free » Policy

What Happens To The Dividend Option Term Rider On A Whole Life Insurance Policy?

Tue, 13 Jul 2010 13:02:02 +0000

If the cost of insurance on the dividend option term rider is higher then the monthly premium being paid. What happens to the term insurance portion of the whole life policy at that time? I have this rider now on my whole life policy to maximize my death benefit at the lowest cost but I’m thinking that either I will have to pay more premium if the cost goes up or I have to drop the rider.

How Do I Add My Landlord Onto My Business Insurance Policy?

Sun, 28 Feb 2010 19:31:49 +0000

I just moved into a new business location. My lease states that I must list my landlord as an additional insured. Is that easy to do? Do I just call my insurance and have them add right away or do I have to wait until it is time to renew? Also, approximately by what percentage will that cause my insurance to go up? I have already had a rate increase because I live in Louisiana (Katrina). It is still affordable but I am scared that adding on the additional insured may cause it to double, which I can’t really afford.

Can You Resume Your Auto Insurance Policy One It Was Canceled?

Mon, 08 Feb 2010 12:58:42 +0000

Can you resume your auto insurance policy one it was canceled? ok it was canceled 5 months ago I wasn’t using the car so I didn’t need insurance at a moment. Now I am planning on using the car again. Can I just call them and ask them to send me a monthly fee and get insurance resumed or do I need to go to insurance place and talk to Insurance sales agent and pay $200 finders fee again? I don’t want to pay those fees again. Is there a way to resume my insurance without those extra fees. I am a California resident.

How Long Should I Get A Term Life Insurance Policy For?

Wed, 20 Jan 2010 13:01:18 +0000

I’m researching term policies to cover the shortfall for life insurance from my work. How long is reasonable to get a term policy for? Term to 60, 75 or 100 years?

What Are The Tax Consequences Of A Life Insurance Policy That I Received From A Family Memeber??

Tue, 19 Jan 2010 13:03:49 +0000

I received a Form 702 from a small life insurance settlement & am not sure if I will owe any taxes on this. My first & only clue so far is that when running through TurboTax there doesn’t appear to be any section to reference or include this inheritence. Please help & let me know how you found it out or where I can find more info. Thank you!!

How Do I Get Information About A Life Insurance Policy Where I Am Beneficiary?

Sat, 16 Jan 2010 12:58:19 +0000

My Dad told me he named me on a life insurance policy. He just died. Because of certain family dynamics, I may not ever receive information regarding this policy. Is there some way I can contact the major companies to find out if the policy is with them? What information might I need to give them? Can I do it on the phone or in writing? I just need to know which one and then I can provide them with the death cert etc.

When Changing Auto Insurance Companies, Am I Bound By Law To Show The New Policy To The Old Insurance Company?

Tue, 12 Jan 2010 12:57:18 +0000

Say, today is 1st Feb’09. I had an auto policy (from Farmers) that expired on 1st Jan’09. Today, I buy a new policy from a different insurance company(AAA).
When I discontinue service with Farmers, am I bound to show the new insurance policy to them? Also, will I get charged for the period from 1st Jan’09 to 31st Jan’09 by Farmers?

Why Is Car Insurance Premium Expensive Than A Home Insurance Policy ?

Fri, 08 Jan 2010 12:59:15 +0000

Can someone explain in brief as why the auto(car) insurance for every 6 months is HIGHER compared to a home(townhome) insurance for 6 months.
When it comes to price – car is 20K and home is 200K

What Is The Best Life Insurance Policy?

Thu, 07 Jan 2010 13:01:47 +0000

What is the best health insurance and life insurance policies? I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is better term or whole life insurance policies?

Can You Keep An Auto Insurance Policy With Different Address?

Thu, 31 Dec 2009 12:56:57 +0000

Is it permissable to continue auto insurance coverage on the same policy if my husband and I are married, but living seperately? My car is in my name, his in his. Just changed my address in regards to my license and vehicle registration. Policy is written with his address.