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Life Insurance Exam: How Long Does It Take Tobacco/nicotine To Leave System?

December 29th, 2009 - By

I have a life insurance exam scheduled in the next few weeks. I had smoked some cigars and cigarettes during a bachelor party not long ago. Should I postpone the medical exam? I am not a smoker and want the non smoker lower premium. Above that I do not want to be flagged for being one.

How Is Does Variable Life Insurance Work?

December 28th, 2009 - By

I went to an AXA financial advisor to plan for my retirement and he insists i get an flexible variable life insurance policy from AXA? Anyone have this insurance from AXA and how does it work? I personally want to put money on IRA’s, but he is saying this is a better option for me. I am 29 and single. What do you think?

Does Norwich Union Home Insurance Cover Loss Of Spectacles?

December 26th, 2009 - By

I recently lost my spectacles, as they flew off into long grass after i tripped while running, and couldn’t find them, am i covered under norwich home insurance?

Why Does The Premium Drop When You Add Home Insurance To An Auto Insurance?

December 23rd, 2009 - By

When one has auto insurance alone, insurance companies state that if one is to also get home insurance from the same company, the sum of the two insurances will be less than the original auto insurance alone… Why should insurance companies take less premium for providing more service?

Does It Make Any Difference If Pay My Real Estate Taxes And My Home Insurance With My Mortgage Payment?

December 22nd, 2009 - By

I would like to know how much difference it makes in interest rate (if any), if I pay real estate and my home insurance.

Does A Life Insurance Policy Have To Pay Back Creditors From A Bankruptcy?

December 15th, 2009 - By

if someone filed for bankruptcy 5+ yrs ago and then thru their job they have a large life insurance policy….will the money from this life insurance have to go towards paying off the creditors which were listed in the bankruptcy?

What Does Full Coverage Auto Insurance Cover?

December 15th, 2009 - By

I have full coverage auto insurance on my vehicle and it was broken into last night, someone jimmied the door open and stole my gps, my watch that was in the glove box and my money order for $675 that was in the overhead console that I was going to pay the rent with this week. Are any of these items typically covered by insurance or am I just out of luck on all 3?

What Sort Of Health Insurance Options Does A Single Woman Have Who Lives On Her Own And Works At The Gap?

December 9th, 2009 - By

I get worried about my girlfriend because she doesn’t have health insurance. I am insured through my job, what are her options? Is there something she can sign up for? If she has health issues I want to know that she will be able to afford any necessary medical treatment. Thanks.

Does Life Insurance Really Pay? How Do I Find The Right Company To Buy Level Term?

December 8th, 2009 - By

My husband doesn’t want to get life insurance, he thinks it is a waste and a scam. But if something should happen to him, me and the kids would be SOL. How do I get insurance for us? How do I know the insurance co. will actually pay if something does happen? Are there ways to write the policy so to protect us better?

How Much Does General Commercial/ Business Insurance Cost For A Start Up Ltd Company?

December 6th, 2009 - By

The Ltd Company is based in the UK, has traded for about 6 months, has 2 Directors who work there full time and 2 interns who operate from the office premises.
What is the approximate cost for business insurance for such a Company?