I have a small business in New Orleans. I got a letter from Allstate tthat when I renew my business policy in October, they will not longer be covering any damages from windstorms or hail. That is real depresing. Has anyone else gotten any notice of this? If we have another hurricane, this policy change will essentially put the city out of business. Small businesses wil not be able to recover from that type of loss as many of us already have SBA loans from Katrina. I plan on contacting the insurance commissioner. Please feel free to email me if you have gotten notice that your insurance company will do this. If we all contact the insurance commissioner together, maybe we will be heard.

I was leaving a house, private house on a private road, with a curve in the road. The road itself is less than 20 ft wide. Another car came around the curve and I automatically pulled further to my left. In doing so I caused my car to hit a large boulder, obviously placed to protect the verge, causing damage to my left sill and front passenger door. Is the householder liable under his Home Insurance?

I’ve damaged my phone and its died. Will my UK home insurance cover the replacement of it?

What kind of Auto insurance covers damage to your vehicle, such as vandalism, theft, collision from another car hitting yours while parked?

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Our insurance company claims we have damage to the roof or garage. What we had was an interior gutter pipe that cracked in the wall on the 1st floor of a 3 story home. They seem to be redlining us.