How Do I Get Information About A Life Insurance Policy Where I Am Beneficiary?
January 16th, 2010 - ByPosted in Life Insurance
My Dad told me he named me on a life insurance policy. He just died. Because of certain family dynamics, I may not ever receive information regarding this policy. Is there some way I can contact the major companies to find out if the policy is with them? What information might I need to give them? Can I do it on the phone or in writing? I just need to know which one and then I can provide them with the death cert etc.
3 Responses to “How Do I Get Information About A Life Insurance Policy Where I Am Beneficiary?”
January 16th, 2010 at 11:18 am
Nope. There’s no database. You can’t call them and have them look it up. There are thousands of companies.
The good news is, whoever is filing the claim, won’t know who the beneficiary is until the check shows up – at YOUR door, if you’re the beneficiary. The bad news is, unless you’re the executor of the estate, you can’t even get the cancelled checks to see what company he’d been paying for the insurance.
Someone else cannot keep you from receiving the money – IF you are the beneficiary. The insurance company will mail it to you directly. Someone else doesn’t get to “distribute” the insurance money.
January 16th, 2010 at 4:56 pm
If you are not the primary beneficiary then they won’t contact you. Say you dad named you mom as primary and you as secondary and there are no more kids. Then you mom gets the insurance money. If your mom was named ( or someone else ) was named as primary and they died prior to the insured then the secondary person gets the money. They should contact you, but if you want contact the insurance agent if you know who that is or the insurance company and tell them you dad name you on his policy. You will need the policy number and your social security number and maybe your dads address. Hope this helped.
January 16th, 2010 at 4:56 pm
You can call the carriers and give them his social security number. It’ll be a daunting task because there are many.
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