It’s hard to say which is “best” without more details. Generally, though, you are “best” off talking to an insurance broker. A broker works with several companies and can find the best rates and coverage for you. To find a broker in your area, log on to a website like http://www.homeownerswiz.com and fill out a form requesting a free quote. Your information will be sent to a broker in your area who will contact you.
There’s no one size fits all lowest. Actually, they don’t have the same fee, either. It’s based on your coverages, the age of your house, the protection, the distance from the fire department, the construction, the cost to rebuild it, and your credit score and claims history.
There’s no short cut. To find the best price for YOU and YOUR HOUSE, you have to shop around. I’d recommend a local, independent agent, who can give you quotes with multiple companies.
Your best bet is to get quotes from several companies and independent agents. One company may be the lowest in State A and highest in State B, and another company may be the opposite.
4 Responses to “Home Insurance….?”
February 26th, 2010 at 9:53 am
It’s hard to say which is “best” without more details. Generally, though, you are “best” off talking to an insurance broker. A broker works with several companies and can find the best rates and coverage for you. To find a broker in your area, log on to a website like http://www.homeownerswiz.com and fill out a form requesting a free quote. Your information will be sent to a broker in your area who will contact you.
February 26th, 2010 at 2:21 pm
There’s no one size fits all lowest. Actually, they don’t have the same fee, either. It’s based on your coverages, the age of your house, the protection, the distance from the fire department, the construction, the cost to rebuild it, and your credit score and claims history.
There’s no short cut. To find the best price for YOU and YOUR HOUSE, you have to shop around. I’d recommend a local, independent agent, who can give you quotes with multiple companies.
February 26th, 2010 at 4:34 pm
Your best bet is to get quotes from several companies and independent agents. One company may be the lowest in State A and highest in State B, and another company may be the opposite.
February 26th, 2010 at 10:55 pm
Hi
To learn about cheap and best home insurance, kindly go through the article, I learn’t from the source.
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