There is an alarming trend forming within the state of New York and the rest of the United States. Only a few citizens are able to claim their share of health insurance coverage. An average of seventy five percent of adults have spent time researching all the various insurance policies only to be discouraged by the high cost for health coverage. This is an alarming trend that has been developing over the past few years as insurance companies readjust the cost to health providers and hospitals.

A small percentage of these individuals denied health coverage  because of their pre-existing condition or conditions. The high cost of health has caused many employers to drop medical coverage leaving more individuals to search for low cost health insurance for themselves and their families. The individuals are turning away from necessary health assistance due to the expensive rates and this places the healthy individuals in a predicament too.

Over the years there is a return of tuberculosis, polio, and small pox that were once erradicated from this country. As more people come to live in the state of New York and around the country diseases are spreading. Based on statistics, the research has unveiled the uncertainty that soon, we as citizens will all have to face and deal with.

1.               Those with medical insurance are paying over ten percent out-of-pocket expenses and the cost is increasing by the day.

2.               Almost sixty percent of the population is unable to find affordable health insurance coverage.

3.Almost 50% of the polulation found it next to impossible to search for a health coverage to suit their individual needs.

4.Almost forty percent denied any medical coverage because of a pre-existing condition that they need assistance with most.

Individuals who have health coverage through an employer have an estimated out-of-pocket expense of $2200.00 per year. Individuals with health coverage have an estimated out of pocket expense of 00.00 per year. This is a huge discrepancy within our health provider industry and leaves many, including children without the option of medical assistance.

Of course age is a factor that weighs into the health insurance quotes when an individual is shopping around for affordable care. The younger and healthier an individual is, the more affordable the insurance coverage is. This is not good for the population as a whole though, because statically the majority of our population is aging.