Comments for Insurance For Free

Comment on Are You Looking For Finances Landlord Insurance? by breast cancer

breast cancer — Tue, 14 Jun 2011 08:36:44 +0000

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Comment on The Complete Contents Insurance Quote Step By Step Guide by David from insurancequotesa.co.za

David from insurancequotesa.co.za — Thu, 27 Jan 2011 21:56:59 +0000

Shopping around and obtaining as many contents insurance quotes as you can is always advisable to help you get the best coverage possible, including discounts and specials. Your local insurance agents can provide you with free quotes or you can go the quicker way by using an online comparison site.

Comment on Understanding Vehicle Insurance by Commercial Insurance Tow Truck

Commercial Insurance Tow Truck — Mon, 20 Dec 2010 08:11:08 +0000

This is very serious issue to secure vehicles by insurance and to find the best vehicle insurance company but these-days this is not a big issues because there are a lot of Tow Truck Insurance companies they provide these kind of services.

Comment on Requirements For Semi Truck Insurance by Jeff

Jeff — Wed, 22 Sep 2010 06:43:17 +0000

Hi, yes.. semi truck insurance primary thing to deal with first…most important is to get right insurance policy from the insurance company

Comment on Things That Householders Insurance Coverage Covers by sue

sue — Mon, 16 Aug 2010 20:12:06 +0000

will home insurance cover content that were given as a gift (furnature) in a flood situation?

Comment on Commercial, Boat, Motorcycle: Insurance Types Galore by Racheal Chhon

Racheal Chhon — Sun, 08 Aug 2010 15:53:28 +0000

Anybody gives you a loan to buy a motor vehicle regardless of it age as very long as you have collateral to back it up..even me

Comment on Need To Target Health Insurance Clients, Do You Have A Good Model? by raympe6

raympe6 — Tue, 13 Jul 2010 19:24:20 +0000

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Comment on What Happens To The Dividend Option Term Rider On A Whole Life Insurance Policy? by Anonymous

Anonymous — Tue, 13 Jul 2010 15:35:55 +0000

The purpose of a dividend option is to purchase paid up additions or term insurance for a specified amount of time (5 years, 7 years, ect.). It sounds that you are doing the latter and are using your dividends to repurchase term insurance at your attained age. This would cause an increase in the premium cost. You might consider paid up additions. The amount of insurance would be less, but you would avoid the higher cost you mentioned.

Comment on Need To Target Health Insurance Clients, Do You Have A Good Model? by mhaize

mhaize — Tue, 13 Jul 2010 13:43:39 +0000

I don’t mean to be rude and I hope you don’t take it as such… but I think your reasoning is… askew. The whole point of marketing is to find some association with the client on an EMOTIONAL level. Then use education and numbers to make sure the association reaches them. Let’s look at it that way for a moment. First off, everybody needs health insurance. Then, if you want to sell private health insurance, the only people who will want to buy are the people who don’t have it through some other source (work, government aid… etc.) At this point, you will probably find lots of single parents who have a job and make too much for government aid, but don’t have health insurance through their work. Then, when you look at their household incomes and household expenditures, you will see why selling private health insurance is so difficult. They don’t have very much left. You have several advantages actually. Everybody knows they need it. Everybody wants it and they will search out the most unlikely and far-fetched rumours they hear, trying to get it. But they can’t afford it. Now we have your demographic target and your hook (technically called the “emotional recall cue”) Now it’s time to use the brains and the numbers. What if, instead of your psychographical data… you worked with the accounting dept. to figure out some way that LOW income people could afford your plan. Yes, I know, management wants you to recruit middle class clients. But if you change your program to accomodate lower class clients, you will actually be recruiting the people they want because government subsidy (so to speak) has thrown off your demographic net worth numbers. So, now we have our emotional hook. Amazingly simple… health care that the working single parents can honestly afford. If you can make that happen, you will dominate your industry. I promise you that they will beat a path to your door. You could have the crapiest marketing material on the continent (I wouldn’t advise it, but you could) and you will still see double digit growth rates… quarter after quarter. Your problem will be this: the risk of serious illness will be hard for your management to gamble on. They will balk at the idea… I promise that too. The question is: do you want to succeed in your industry or do you want to be a great salesperson. If you just want to sell then throw all that data and all those formulas away and work with a creative marketing consultant on a fantastic viral campaign.

Comment on Can A Parent Have Their Married Daughter On Their Health/auto Insurance? by Heather

Heather — Tue, 13 Jul 2010 11:31:39 +0000

Health insurance – no. The daughter is married and needs to have her own insurance or be on her husband’s.
Auto – yes.